aszora.
In stealth · Building

Real estate,
on rails.

Aszora is the brokerage where AI runs the deal. Lead capture, listing creation, offer analysis, counter drafting, MISMO handoff to the lender, end to end. The transaction becomes structured data the moment it begins.

By the founder Nicole Beaulieu, PhD, Computer Science · Formerly CTO at Figure Technologies · Inventor on 25+ patents

Transaction pipeline · live 10 microservices · 1,800+ tests passing
01
Listing
Composed,
priced from comps
02
Offer
Analyzed against
market
03
Counter
Drafted with
reasoning
04
Accept
Signed,
state advanced
05
Contract
Executed,
recorded
06
MISMO →
Lender notified,
underwriting begins
The pipe works today

Not a deck. A demo.

The end-to-end transaction flow runs against real infrastructure right now. Listing through close, ten microservices, MISMO 3.4 webhook delivered to a real receiver.

The UI is in active build. The pipe is not.

Services
10 (Go × 7, Python × 3)
Tests
1,817 passing · 0 skipped
Webhook
MISMO 3.4 · Outbox-delivered
Audit
Append-only · tamper-evident
make demo · aszora-core
$ make demo listing created 117 Bristlecone Ct · Reno, NV offer submitted $1,247,500 · lender: bay-cap-mtg counter sent $1,275,000 · 24h expiry counter accepted 2026-05-15 14:32:18 UTC contract executed tx_01HEJF...9KQT · sealed   POST https://lender.example.com/webhook/mismo    content-type: application/json    x-mismo-version: 3.4 200 OK underwriting queue: PRIMED $
The market we're rebuilding
$100B
in commissions move yearly
US residential, 5-6%
5M
transactions per year
Existing-home sales
0
PDFs in the lender handoff
MISMO 3.4, structured
1.8k
tests passing across the pipe
Zero skips, zero failures
What the lender receives

The handoff is structured, not a PDF.

The moment a contract clears, aszora emits a MISMO 3.4 compliant payload to the lender's webhook. Property, parties, financing terms, contingency clocks, and the audit chain back to the listing. All typed. All validated. All before the borrower's phone buzzes.

This is what every lender's loan origination system has been waiting two decades for.

MISMO 3.4 JSON · Schema validated Idempotent · Retry-safe
POST /webhook/mismo · payload
delivered · 200 OK
{
  "event": "contract.executed",
  "mismoVersion": "3.4",
  "transactionId": "tx_01HEJF...9KQT",
  "property": {
    "address": "117 Bristlecone Ct, Reno, NV 89519",
    "apn": "043-271-15",
    "jurisdiction": "NV"
  },
  "purchasePrice": 127500000,  // cents
  "closingDate": "2026-06-30",
  "financing": {
    "lenderId": "bay-cap-mtg",
    "loanAmount": 102000000,
    "downPayment": 25500000,
    "contingencyDeadline": "2026-05-29"
  },
  "parties": {
    "sellerOfRecord": "prin_01HE...AB12",
    "buyerOfRecord": "prin_01HE...CD34"
  },
  "auditChain": "sha256:9f3a...2c4e"
}
What the AI does

Six jobs a listing agent does. All of them.

Aszora is the broker of record. The AI does the listing agent's work, from the first inquiry to the lender handoff. The human stays in the loop where judgment matters, and out of it where it doesn't.

01 / Lead capture

Qualifies the inquiry, books the showing.

Inbound leads land in a structured intake. The AI asks the qualifying questions, books the showing, and adds the contact to the right arc. No CRM data entry, no missed leads, no lead-form fatigue.

Replaces · ISA + CRM
02 / Listing creation

Composes the listing from the property.

Address, photos, and seller intake become a complete listing draft. Copy, comps-based pricing, jurisdiction-correct disclosures, MLS-ready fields. Reviewed by the seller in minutes, not days.

Replaces · Listing agent intake
03 / Offer analysis

Scores the offer. Surfaces what matters.

Each incoming offer is scored on price, terms, contingencies, financing strength, and timing. The seller sees the ranking with reasoning, not a stack of PDFs and a phone call at 11 PM.

Replaces · Manual offer review
04 / Counter drafting

Drafts the counter. Explains the trade.

Given seller priorities, the AI drafts a counter with the price, terms, and rationale. The seller approves, edits, or rejects. Negotiation moves at the speed of typing, not the speed of email.

Replaces · Negotiation back-and-forth
05 / Deadline tracking

Knows every clock. Calls before they expire.

Inspection, financing, appraisal, title: every contingency is tracked from the moment the contract executes. The AI surfaces what needs action today, not what missed the window yesterday.

Replaces · Transaction coordinator
06 / MISMO handoff

Hands the lender a structured deal.

The moment a contract is signed, a MISMO 3.4 compliant payload fires to the lender's webhook. No PDF, no re-keying, no waiting. Underwriting begins before the borrower's phone buzzes.

Replaces · The PDF email
Why this becomes infrastructure

MLS knows what sold. Aszora knows how.

For the first time, the full transaction record exists as structured data. Not just the outcome. The arc, the timing, the terms that moved, the terms that held. A dataset no one else can build, because no one else owns the origination point.

MLS

What's recorded today
  • Listed price
  • Sold price
  • Property attributes
  • Days on market
  • The outcome, not the arc

Aszora

What every transaction generates
  • The negotiation arc
  • The contingency clock
  • The lender response time
  • The terms that moved
  • The terms that held

The product is the surface. The data is the moat.

Built by

The person building this has built it before.

Nicole Beaulieu. Six years at Figure Technologies, architecting the embedded lending platform behind 100+ private-label partnerships. The platform now drives $1B+ in monthly loan volume. I joined as a Principal Engineer in 2019 and worked up through Director, VP Engineering, and CTO. I built the engine before I ran it.

Inventor on 25+ patents across lending and gaming. Principal inventor on a blockchain-based mortgage assignment registry. PhD, Computer Science (UNR, 2025); the dissertation formalized 30+ years of building the infrastructure that other companies' products run on top of.

The lender side I've already built. The brokerage side is what I'm building now.

Top 50 Women in FinTech · 2024 PhD, CS · UNR 2025 MS, HCI · Iowa State 2018 25+ patents Figure · 6 yrs · CTO 2024-25
What's next

Title. Escrow. Insurance.
Recording. Every party plugs in the same way.

Talk to the founder